Terms & Conditions

Terms & Conditions

Effective Date: 2/11/2025

Welcome to Innovative Benefit Solutions. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please refrain from using our site.

1. Use of the Website

  • This website is provided for informational and business purposes only.
  • You agree to use this site in a lawful manner and not engage in any activity that could harm, disrupt, or impair our services.
  • We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.

2. Intellectual Property

  • All content on this website, including text, graphics, logos, and images, is the property of Innovative Benefit Solutions and is protected by copyright and trademark laws.
  • You may not copy, reproduce, modify, distribute, or use any content without prior written permission.

3. Disclaimer of Warranties

  • The information provided on this website is for general informational purposes only and should not be considered legal, financial, or benefits advice.
  • We make no warranties or representations regarding the accuracy, completeness, or reliability of the content.
  • Your use of this website is at your own risk.

4. Limitation of Liability

  • Innovative Benefit Solutions is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this website.
  • We are not responsible for any third-party content, links, or services accessed through our website.

5. Privacy Policy
By using this website, you agree to our Privacy Policy, which explains how we collect, use, and protect your data.

6. Third-Party Links
Our website may contain links to external sites. We do not endorse or control these third-party websites and are not responsible for their content or policies.

7. Modifications to Terms
We reserve the right to update these Terms & Conditions at any time. Any changes will be posted on this page, and continued use of the website constitutes acceptance of the revised terms.

8. Governing Law
These Terms & Conditions are governed by the laws of [Your State/Country]. Any disputes shall be resolved in the appropriate courts of [Your Jurisdiction].

9. Contact Us
If you have any questions or concerns about these Terms & Conditions, please contact us: